Financial management practices in small businesses : regional and metropolitan

There has been significant research on the factors theat lead to small business success, growth, and failure. These factors can generally be described as relating to the ability and competence of the business owner/manager, the opportunity presented, and the willingsness of the owner to pursue the opportunity. Differences are likely to arise in these factors in different regional areas. This study examines the financial management practices and perceptions of trade's people in the building industry in Queensland and compares finding from a relatively large regional centre with businesses from Brisbane, the State capital of Queensland. This comparison seeks to determine if there are differences in attitudes and practices in the financial management of firms and individuals in these two areas.