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Transaction costs in group microcredit in India

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conference contribution
posted on 06.12.2017, 00:00 by S Shankar
Existing literature indicates that transaction costs are a major contributor to high interest rates on microcredit loans. A study was conducted using the case study method in order to examine the transaction costs of three established microfinance institutions. Transaction cost includes the costs of group formation, training, appraisal, documentation, disbursement and monitoring. First year and repeat loan transaction costs were studied. Life cycle transaction costs, namely the costs over the group’s life cycle were also examined. Based on the findings, implications for policy makers and microfinance institutions (MFIs) were drawn.

Funding

Category 1 - Australian Competitive Grants (this includes ARC, NHMRC)

History

Editor

Kennedy J; Di Milia V

Parent Title

Proceedings of the 20th ANZAM Conference [electronic resource] : Management : pragmatism, philosophy, priorities

Start Page

1

End Page

15

Number of Pages

15

Start Date

01/01/2006

ISBN-10

1921047348

Location

Yeppoon, Qld.

Publisher

Australian and New Zealand Academy of Management

Place of Publication

Lindfield, NSW

Peer Reviewed

Yes

Open Access

No

Era Eligible

No

Name of Conference

Australian and New Zealand Academy of Management. International conference

Usage metrics

CQUniversity

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